
Contact Us | Repsource | CE Centre | Français
Conventional retirement thinking is being challenged and your clients approaching retirement or already in retirement are looking to protect their assets but at the same time wanting those assets to grow. The biggest retirement concerns they face are:
Outliving retirement savings - Canadians are living longer than ever before. The challenge is that retirement may now need to be funded for at least 25 to 30 years.
Inflation - Inflation can erode the value of savings, affecting the ability to fund retirement plans.
The demise of guaranteed pension plans - The cost of operating a defined benefit pension plan has forced many companies to phase them out. Now the onus, and risk, of funding a retirement is being shifted to individuals.
Market Volatility- Markets are unpredictable and at times extremely volatile. Declines in the stock market can dramatically reduce the ability to fund retirement.
rsq@manulife.com
strong reliable trustworthy forward-thinking
© 2012 Manulife Financial, All Rights ReservedLegal | Privacy Policy | Disclaimer
By clicking on the « I Agree » button, you attest and confirm that you are a Dealer, Broker or Advisor affiliated with Manulife Financial. You also declare that you have read the information that follows and that you are acting in accordance with all legal and compliance requirements described below.
You are acting in accordance with the Manulife Financial Code of Business Conduct and Ethics, the Manulife Financial Canadian Division Privacy Principles and Practices and your Producer’s Agreement.
You have fully advised your existing and/or potential clients (the “Clients”) how you will be collecting, using, and/or storing their personal information when accessing this website and/or utilizing any tools contained within (including any calculators and illustration systems). You have obtained the Clients’ explicit consent for the collection, use and storage of that information and have provided them with a copy of the Manulife Financial Canadian Division Privacy Principles and Practices prior to accessing this website.
The Product Allocation Tool is intended to be used as a complement to advisors’ review and analysis of their clients’ portfolios. Any output or recommendations from the Product Allocation Tool do not replace or supercede KYC (know your client), suitability, needs analysis, or any other regulatory requirements.
All rights reserved. All information contained within this website is the property of The Manufacturers Life Insurance Company (Manulife Financial). It may not be copied, transmitted or used without Manulife Financial’s express written approval. It is strictly for information purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice and therefore, should not be relied upon in that regard. Manulife Financial is not responsible for any damages or losses arising from any use of this information.