Tax and Retirement
Tax and Retirement Services can help you navigate through the complex world of taxation and regulation within the financial services industry. They provide Tax Managed Strategies that you can introduce to clients in one-on-one meetings, seminars, websites, and newsletters. Below you’ll find a few of the most popular topics.
pdfsTax Efficiency and Product Allocation
Once you have run a scenario of your client’s situation in the Product Allocation Tool and have been provided a suggested optimal product mix, you may want to consider a couple of tax-related issues in fulfilling the Product Allocation strategy,
pdfsFighting the Clawbacks
Dividend income is the least “income friendly” for retirees because the grossed-up amount is reported on tax returns. Although the dividend tax credit provides preferential tax treatment, the grossed-up amount exaggerates the total income on line 234.
pdfsLooking for Income?
For many Canadians, earning a predictable stream of income may be a crucial investment objective during retirement. This piece takes a look at the income generating investment options available from Manulife Investments and provides an overview of how these investment types can meet the needs of investors during their retirement years. [MK1677]
pdfsRegistered Retirement Income – The Facts
With all of the changes retirement brings, investors need to make the best use of their RRSP savings to enjoy retirement to its fullest. This booklet reviews the income options available to individuals in or nearing retirement to determine which are most appealing.
pdfsTax Rate Card for 2011
Check out this link for current rates including marginal tax rates, federal tax brackets and tax credits, RRSP contribution limits, CPP contribution limits and benefits and much, much more!
pdfsLittle Known Facts About the Canada Pension Plan (CPP)
For Canadians at or nearing retirement, the Canada Pension Plan (CPP) remains a bit of a mystery. Many people realize they’ve been contributing to it for a good portion of their lives, but they may not be sure how much they will receive at retirement.
pdfsTax Treatment of Systematic Withdrawal Plans (SWPs)
This piece provides an overview of the tax treatment of the income stream received from a SWP. [MK2329]
pdfsTax Treatment of IncomePlus
An overview of the tax treatment of the income stream received from IncomePlus
pdfsUnlocking Locked-In Funds
While pension assets represent an important source of retirement income, restrictions that lock in money can hamper retirement income planning flexibility. By making full use of maximum withdrawal limits, pension savings can be unlocked while remaining tax-sheltered.
